June 20, 2005

RAND Faults Adequacy of Terror Insurance System

RAND: Trends in Terrorism

Abstract:
The Terrorism Risk Insurance Act (TRIA) requires insurers to offer commercial insurance that will pay on claims that occur from a terrorist attack, and for losses on the scale of 9/11, TRIA provides a "backstop" in the form of free reinsurance. The authors describe the evolving terrorist threat with the goal of comparing the underlying risk of attack to the architecture of financial protection that has been facilitated by TRIA.


RAND Corporation
has made a PDF version of this 92-page peer-reviewed paper, "Trends in Terrorism: Threats to the United States and the Future of the Terrorism Risk Insurance Act" (ISBN: 0-8330-3822-2), available free online at this time.

Thanks to Insurance Journal for pointing to this resource.

See also: Unintended Consequences: Terror Insurance Market Overview (Dec. 18, 2004)

DougSimpson.com/blog

Posted by dougsimpson at June 20, 2005 07:29 PM